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J J Jaxy ❌🐻
J J Jaxy ❌🐻

19d

INFJ

6
7

Paid off another loan 🤩

My bank was so impressed that I paid off a home improvement loan early that they decided to …deduct points from my credit score for it… 🤔 🤔🤔 For all you non-Americans - this is a completely normal thing that happens here. We all just kind of ignore how obviously backwards it is because that’s kind of our thing now. (edited)

Paid off another loan 🤩

23

12

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♡Happy Bird♡

♡Happy Bird♡

19d

INTP

2
3

I got -41 points YANKED from mine this month. 😂😭

3

2

Reply

Michael

Michael

19d

ISFJ

Virgo

1
2

Congrats

3

0

Reply

Sherif Nedal

Sherif Nedal

19d

ENFJ

Capricorn

Congratulations 🎊 👏

3

0

Reply

DK

DK

19d

ENTP

Virgo

6
7

Congrats on paying that off. Banks are like, "How dare you say this off early? We need to make more money off your interest. We'll show you."

2

0

Reply

A✯۵🐺🧭🕊🗺

A✯۵🐺🧭🕊🗺

19d

ENFJ

Sagittarius

3
4

Not sure whether to congratulate or be sad 🤷🏽‍♀️ Here it doesn't affect the credit score straight away but paying off a loan, regularly, and not taking any more out for a few years will slowly improve the score.

1

0

Reply

🌀𝕊𝕡𝕒𝕔𝕖 ℂ𝕒𝕕𝕖𝕥🌀

🌀𝕊𝕡𝕒𝕔𝕖 ℂ𝕒𝕕𝕖𝕥🌀

19d

ENFP

Scorpio

2
3

I feel you on that 100 Congrats also! (edited)

1

0

Reply

Grashopa

Grashopa

19d

ISTJ

Cancer

I am not positive about this but I don't think the problem is that you paid it off early it's probably that closing that loan drop you below a certain threshold of open accounts/loans. It's like you need o have a lot of debt to prove you're good at it. I just kept my head down and kept paying my bills and over time I was able to work past all of the nonsense and max out my score even though now I don't really need it for anything 🤷‍♂️.

1

2

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