Jagat

Finance

finance

But in this adulting thing... who is really scamming who?

Let me pick your minds.

How is it that we work so hard all month, only for the salary to hit the account and disappear almost instantly?

One minute you're feeling financially responsible, the next you're staring at your balance wondering if your money even stopped to say hello before leaving.

Is it a lack of financial discipline... or is the cost of living simply outpacing our income?

Because at this point, the math just isn't mathing.

H.E.L.P

Tapi dina hal dewasa ieu... saha anu sabenerna nipu saha?

Hayu atuh, kuring hoyong ngadangu pamikiran anjeun.

Kumaha bisa urang kerja keras sapanjang bulan, ngan pikeun gaji asup ka rekening teras ngaleungit ampir instan?

Sakali anjeun ngarasa tanggung jawab finansial, sakali deui anjeun ningali saldo anjeun, heran naha artos anjeun malah eureun pikeun nyapa saméméh angkat.

Naha ieu kurang disiplin finansial... atawa biaya hirup ngan saukur ngaleuwihan panghasilan urang?

Kusabab dina titik ieu, itunganana henteu cocog.

Happiness 😄

Kabagjaan 😄

Is money a factor in love?, Can money buy love?

money

Naha duit mangrupikeun faktor dina cinta?, Dupi duit tiasa mésér cinta?

duit

Those currently working, are your finances improving just with your salary, or do you need extra income to get ahead?

More or better...

Anu ayeuna damel, naha kauangan anjeun ningkat ngan ukur ku gaji anjeun, atanapi anjeun peryogi panghasilan tambahan pikeun maju?

Langkung atanapi langkung saé...

I just recently added VRT & FPS to my portfolio. I believe these power & cooling companies will benefit greatly from the data center buildout over the next few years.

What stocks are you buying?

Kuring anyar-anyar ieu nambahkeun VRT & FPS ka portofolio kuring. Kuring yakin perusahaan kakuatan & pendinginan ieu bakal kauntungannana pisan tina pangwangunan pusat data dina sababaraha taun ka hareup.

Saham naon anu anjeun mésér?

Si dejarán su trabajo cuánto tiempo podrían mantenerse con el dinero que tienen actualmente ahorrado?

Pregunta ❓

Lamun maranéhna ninggalkeun pagawean, sabaraha lami maranéhna bisa bertahan jeung duit anu ayeuna disimpen?

Pertanyaan ❓

good morning,
welcome hope

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You were born with wings (eagle) why choose to crawl through life?

Jalaluddin Rumi
#inspiration

Inspiration

selamat pagi,
wilujeng ngarep

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Anjeun lahir kalayan sayap (elang) kunaon milih merayap ngaliwatan kahirupan?

Jalaluddin Rumi
#inspirasi

Inpirasi

What do you think is the best investment? 
In any form

Hmmm…

Naon anu anjeun pikirkeun mangrupikeun investasi anu pangsaéna? 
Dina bentuk naon waé

I'm new here and what financial advice would you give me 😊

Abdi anyar di dieu sareng nasihat kauangan naon anu anjeun tiasa masihan ka abdi 😊

First an assumption: where I live it is common to tip 10% of the total bill i restaurants or Cafe.

Thought Experiment:
Two people sitting in a restaurant (in two different table). One is ordering a glass of wine which cost $10, the other is ordering a bottle of wine which cost $40.
Assuming the comment tipping is 10% the first person will pay $1 while the other one will pay $4.
In both cases, all the waiter did was to go to the bar get the drinks from the bar tender to the table.
My 2 cents:
1. Tipping (if at all...) should be on the service provided and the value of products.
I think in some countries in Europe it is common to just round the bill which is much more reasonable.

2. Why do we tipping in restaurants but not other proffessions? We don't tip or doctors, we don't tip at the supermarket and in the Cinema.

Discussion: Tipping - Yes or No?

Mimiti hiji asumsi: di tempat kuring cicing, umum pikeun masihan tip 10% tina total tagihan di restoran atanapi Café.

Eksperimen Pikir:
Dua jalma nu diuk di restoran (di dua meja anu béda). Hiji nu mesen gelas anggur anu hargana $10, nu séjén mesen botol anggur anu hargana $40.
Nganggap yén tip anu biasa nyaéta 10%, jalma anu kahiji bakal mayar $1 sedengkeun anu séjén bakal mayar $4.
Dina dua kasus, sadaya anu dilakukeun ku pelayan nyaéta indit ka bar nyandak inuman ti bartender ka meja.
Dua sen kuring:
1. Tip (lamun aya...) kedah dumasar kana jasa anu dipasihkeun sareng nilai produk.
Kuring pikir di sababaraha nagara di Éropa, umum pikeun ngan ukur ngagulung tagihan anu langkung wajar.

2. Kunaon urang masihan tip di restoran tapi henteu di profesi séjén? Urang henteu masihan tip ka dokter, urang henteu masihan tip di supermarket sareng di Bioskop.

Diskusi: Tip - Nya atanapi Henteu?

If your bank account showed exactly the value of your decisions... would you be proud to see it?

be sincere

Upami rekening bank anjeun nembongkeun persis nilai kaputusan anjeun... naha anjeun bakal reueus ningali éta?

janten tulus

If my content has helped you think differently about planning for the future, or protecting the people you love, don't be afraid to reach out.

Just trying to put myself out there...

Lamun eusi kuring geus ngabantu anjeun mikir béda ngeunaan ngarencanakeun pikeun masa depan, atawa ngajaga jalma anu anjeun cinta, ulah ragu pikeun ngahubungi.

Ngan nyobian pikeun nempatkeun diri kuring di luar...

If you feel like your savings are just "whatever is left over," it's time to change the system. Use these tips to plug the holes and build real momentum.

Small leaks sink big ships 🛥️

Lamun anjeun ngarasa tabungan anjeun ngan saukur "sisa-sisa," waktuna pikeun ngarobah sistem. Anggo tips ieu pikeun nutup bolong-bolong sareng ngawangun momentum anu nyata.

Siklus leutik ngagelarkeun kapal gedé 🛥️

one financial advice to your younger self, what would it be?

If you can tell

satu nasihat finansial ka diri anjeun anu langkung ngora, naon anu bakal anjeun nyarios?

Lamun anjeun tiasa nyarios

Looking for someone who can love me and support me financially please text me

Mencari seseorang anu tiasa mikanyaah sareng ngadukung kuring sacara finansial, punten kirim pesen ka kuring

How do you motivate yourself towards financial goal? - saving, paying off debt, managing spending or asset hunting? Any psychological hacks or just grinding?

Motivation when numbers are not enough

Kumaha anjeun ngamotivasi diri anjeun pikeun tujuan finansial? - nyimpen, mayar utang, ngatur belanja atanapi berburu aset? Aya trik psikologis atanapi ngan saukur kerja keras?

Motivasi nalika angka henteu cekap

If 1 door system is successfully implemented, then the most profitable sectors are: commodity, property, banking, consumer

#education

Sectors in Economic Cycles

Lamun sistem 1 panto hasil dilaksanakeun, maka sektor anu paling nguntungkeun nyaéta: komoditas, properti, perbankan, konsumen

#pendidikan

Sektor dina Siklus Ekonomi

Banks

Bank

Anyone grab some shares today?

Scored at $150.

SpaceX IPO

Aya anu nyandak sababaraha saham dinten ieu?

Kacida meunangna di $150.

According to recently released data by SEBI, Indians invested a record 32,000 Crore+ in SIP despite NIFTY touching 22000s level in March.

And the trend has continued to be the same for the last 3 months with averaging over 30,000 crore+ monthly. Comparing it with 2025 and 2024 over the same month, it grew by about 14.8% and 55.5% respectively.

And the new SIP investors count is also touching an all time high of, although during March-April the number of people closing their SIP and the ones opening new account remains almost same (almost 0 net increase), the overall people doing sip has increased to a staggering 10.44 crore from 8.45 crore last year (an increase of about 24% YoY).

What are your opinion on this? Is this just some new enthusiasts joining the market and riding the momentum and would fade away soon, or is this indication of something deeper? Of people understanding that dips and highs are part of market cycles and thus continuing their investments

What are your thoughts on shift in Indian's mindset towards SIP?

Numutkeun data anu anyar dirilis ku SEBI, urang India investasi rekor 32.000 Crore+ dina SIP sanajan NIFTY ngahontal tingkat 22000an dina Maret.

Sareng tren ieu teraskeun sami pikeun 3 bulan ka tukang kalayan rata-rata langkung ti 30.000 crore+ per bulan. Upami dibandingkeun sareng 2025 sareng 2024 dina bulan anu sami, éta ngaronjat ku sakitar 14,8% sareng 55,5% masing-masing.

Sareng jumlah investor SIP anyar ogé ngahontal tingkat anu paling luhur, sanaos dina Maret-April jumlah jalma anu nutup SIP sareng anu muka akun anyar tetep ampir sami (ampir 0 paningkatan bersih), jumlah total jalma anu ngalakukeun sip parantos ningkat janten 10,44 crore ti 8,45 crore taun ka tukang (paningkatan sakitar 24% YoY).

Naon pendapat anjeun ngeunaan ieu? Naha ieu ngan saukur sababaraha penggemar anyar anu asup ka pasar sareng ngagulung momentum sareng bakal gancang sirna, atanapi ieu mangrupikeun indikasi ngeunaan hal anu langkung jero? ngeunaan jalma anu ngartos yén penurunan sareng puncak mangrupikeun bagian tina siklus pasar sareng ku kituna teraskeun investasi maranéhanana.

Naon pamanggih anjeun ngeunaan parobahan pola pikir urang India ka SIP?

I have my own opinions and I'll express them in a comment.

Let's vote! Do you agree that institutions that provide services such as payday loans should be regulated on a stricter scale as are Banks?

Kuring gaduh pendapat sorangan sareng kuring bakal nyatakeunana dina komentar.

Hayu milih! Naha anjeun satuju yén lembaga anu nyayogikeun jasa sapertos pinjaman gajih kedah diatur dina skala anu langkung ketat sapertos Bank?

ℹ️

A Boo community for meeting other Finance enthusiasts.

Finance Community

H.E.L.P

Kabagjaan 😄

duit

Langkung atanapi langkung saé...

Saham naon anu anjeun mésér?

Pertanyaan ❓

Jadi jomblo bakal salawasna leuwih hadé tibatan janten kanyamanan batur...

Abdi dina Hubungan

Seni pikeun penggemar inspektur Gadget

Keuangan, dana percayaan, 6’5, panon biru ❌ Koki, 5’8 minimal, panon coklat, koki, koki, koki ✅

Kasuksesan Anu Saéstuna

Ngerekrut - Posisi Keuangan