I dont know how much I could possibly save at $2,400 a month between bills and other expenses but I am going to figure out this budget and hopefully stick with it without any hiccups the next 3 months (not including holiday spending).

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6mo

INTP

Leo

It's difficult because the system didn't allow you to succeed without making great sacrifices. It's not a reflection of you but rather the society we live in.

Robert

6mo

ENTJ

Virgo

Good luck 👍

Damien

3mo

INTJ

Pisces

Budget and create a finance excel file. It will help. Good luck.

💋🦊Vixen🦊💋

11d

ENTJ

Taurus

I read that 10-15% of your paycheck. But honestly even $20-60 each check saves a decent amount per year. You won't really know what your expenses are going to be 40 years from now though or how bad inflation might get.

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💋🦊Vixen🦊💋

11d

ENTJ

Taurus

Retirement

Have you started putting away any money towards retirement? I'm curious if anybody has advice. From what I've read putting away 10-15% of every paycheck ensures you'll have enough when you get old. Also opened two trusts for my son's and am looking into bank accounts that earn interest. If anybody... read more

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Ash

6mo

INFJ

Taurus

Can someone explain to me why company's auto enroll you into pension schemes? I don't believe for one second it's for our benefit 🤷 personally I refuse and out my money into my trade portfolio and my vanguard ISA

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Daniel

ISTJ

Scorpio

1 Award

Car paid off!

Yesterday I finally cashed out my bucket of change, and used it to make my final car payment. Still have 3 debts in front of me, but I'm confident I'll be debt free in 2 years :) Going to take myself out for steak this weekend to celebrate \o/

Raising funds and Savings

Finances Community

It's difficult because the system didn't allow you to succeed without making great sacrifices. It's not a reflection of you but rather the society we live in.

Good luck 👍

Budget and create a finance excel file. It will help. Good luck.

I read that 10-15% of your paycheck. But honestly even $20-60 each check saves a decent amount per year. You won't really know what your expenses are going to be 40 years from now though or how bad inflation might get.

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Retirement

Can someone explain to me why company's auto enroll you into pension schemes? I don't believe for one second it's for our benefit 🤷 personally I refuse and out my money into my trade portfolio and my vanguard ISA

Car paid off!